Showing posts with label bankruptcy. Show all posts
Showing posts with label bankruptcy. Show all posts

Sunday, July 7, 2024

Green Scream, aka, Tough Shit Snowflake


 Loper Bright Enterprises v Raimondo

Listen to the environazies scream. Maybe, just maybe, we can take our country back from these unelected “we are smarter than you” trust fund snots and want to be tyrants.

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The trucking industry, among others, will jump on this ruling like a transplanted wolf on a newborn calf. Another interesting question is how will this affect the government mandates on EVs?

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/(1946) The Administrative Procedure Act (APA) governs the process by which federal agencies develop and issue regulations. It includes requirements for publishing notices of proposed and final rulemaking in the Federal Register, and provides opportunities for the public to comment on notices of proposed rulemaking.Aug 17, 2023

 This came about to end the excesses of FDRs New Deal and the many draconian measures taken in WW II – the Constitution be damned. One example. USA citizens, of Japanese, German, and Italian descent put into internment camps.

More Emperor Polis for POSTUS 

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Another trust fund snot puts in his two cents.

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While I’m enjoying watching the (P)regressives circle firing squad formations as Biden reneges on his private promise to be a one term president, I remain convinced the election will be determined by those counting the votes.

Bankruptcy and Downsizing

Every day there seems to be one or more stories of business declaring bankruptcy, Chapter 13 reorganization, closing locations, and completely dissolving the businesses.

 Restaurants and retailers seem to be the majority. COVID, over regulation, taxes and inflation seem to be reasons. Question? How will the laid off workers, the franchise owners, and the stockholders vote for this upcoming election?

Sorry,  forgot the election will be determined by those who count the votes.

Well, Shucky Darn

My YouTube Premium subscription stopped working.  The videos played but the comments didn’t display. Assuming Windows 7 was corrupted, rebooted, ran all the AVG stuff, etc. After finding a way to report the problem to YouTube, submitted a report. Gobsmacked! Two days later everything is back to normal.

Why Windows 7? Because I can sort of use it. I have a second computer with Windows 11. Little of that program makes any sense to me.

Trust Fund Snot Wet Dream - Jackson Hole

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As always, YMMV

Thursday, December 21, 2023

The Old Gray Mare

 Thoughts on Aging

Recently, discussing a subject with a young couple, I shared what old timers had to say about the subject. Suddenly it dawned on me that, to that couple, I am an old timer. That is not my mental image of myself.

Too often nowadays I am reminded that I am old. Eyesight, cognitive lapses, lost dexterity and slowed walk are daily reminders. Pain, not so much, since it has been part of my life since my thirties.

I’m not complaining. Life happens, deal with it. I’m grateful I can still work. My first paying job was at age 5 doing chores for a widow. I’ve been working all my life and am not sure I can ‘retire’, whatever that is.

In 2024 I will turn 80. On both sides of my family, if cancer doesn’t take them, relatives live into their 90’s and even 100’s. I don’t fear death. I do fear living in a care facility dependent on others for my well being. I want to control my destiny. Fate will win, but I can put up on hell of a fight!

Copied off Falsebook

It’s probably my age that tricks people into believing I’m an adult.

 Revolving Door

Over and over we read of illegal aliens who are deported and return, often many times. Here is an example.

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Why be surprised? When they break the law to come here, why do we expect them to obey our laws while they are here? Or, assimilate?

Bipartisan

Colorado political offices are firmly in (P)regressive hands and now the Colorado Supreme Court Justices (all registered Democrats) are blocking Trump from the upcoming election ballot. They made sure to disqualify write in votes.

There always comes a time when there is a need for unity and when that time comes the (P)regressives won’t get it. Human nature. If you shove people around, ignore their beliefs and rights, and push policies that literally take food off peoples tables, people will find ways to resist.

Want an extreme example? How about the US Army SP4 mafia? The leadership has all the authority. They can order whatever they want. Does it get done? Any of my readers who were/are officers, and don’t have their heads up their a**es, know how that works.

(Just to repeat I had/have the greatest respect for competent officers)

What pisses me off is the time and effort they devote to inconsequential or minor issues while ignoring big problems, such as crime/drugs/recidivists. Tough issues need effort. What we get is clown shows, sound bites, and photo ops.

An example is re-introducing wolves. Recently five wolves captured in Oregon were released in Grand County (County Seat Hot Sulphur Springs). Emperor Polis was there to assist (from a secure area). Outside of the trust fund snot enclaves, few rural residents of the Western Slope want wolves. Projected annual costs of this boondoggle? $800,000 annual. How many new prison transport vehicles would $800,000 buy each year? Colorado has killed more inmates in vehicle accidents than legal executions.



Will things change in Colorado? Doubtful, when the current GOP resembles something more like a Masonic Lodge than a political party, IMO. All bombast, but no dirty hands.

While the RINOs keep their hands clean, we can always count of the bat shit crazy Donkeys to keep things lively. 

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Trivia

Many years ago Colorado license plates became reflective. That helps drivers to see parked cars at night, if nothing more. Now the state, for more money (ya sure ya betcha) will give you a solid black, red, blue or green plate with white letters. They are popular. Not for me, I’ll stick with gives me even a small margin of safety.

I admire a cousin who works in the DMV Boulder County office and hasn’t gone postal. She does admit to having ugly thoughts about many patrons.

Stepparents (with a small step)


When my youngest married my daughter-in-law he had two children and she had two. She legally adopted both children after the birth mother’s parental rights were permanently ended. His daughter was so young DIL is the only mother she has known. What a tremendous job DIL has done!

We don’t always give credit to those who open their hearts, love and cherish a child, no matter who gave birth. That is commitment!

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Car Biz Blues

I left the car biz in 2006 because the industry, particularly the lenders, was collapsing. The same thing is happening now. I don’t always agree with these two. In this video, I agree with about 85% of what they are saying.

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From what I see and have experienced, I won’t be surprised if this collapse far exceeds 2006.

Bad jojo for some is booming business for others such as bankruptcy attorneys, repo operators, and paper hangers like me.

Advice, free, for what it is worth. If you are in a deep financial hole, talk to a bankruptcy attorney. Know your options.

Bankruptcy 

 A personal note. During the Nixon presidency the economy was in shambles. Among other bad moves, he was able to take us off the gold standard and allow the Federal Reserve to start printing money. The construction industry, where I was deeply involved, especially suffered. Finally, I took out bankruptcy, but with a twist. I found a book, “Bankruptcy for Fun and Profit”. Following the author’s advice,  along with  a glorious six month period when the federal government was partially shut down (including the bankruptcy courts), used ways to stay under bankruptcy protection for nearly two and a half years. No house payments, no car payments, monies moved to an Alberta private company, etc. The lenders had fits and my first lawyers quit on me.  Things were tough and I worked several different jobs but we had a roof over our heads, food on the table, vehicles to drive, etc. In the aftermath I learned how to live without credit and have stayed out of debt.

Summary: Negotiate, negotiate, and negotiate! Better to be an asshole than a victim.


Bovine Literacy?

Weather

First day of winter and the forecast today is 60°. Last year we had a lot of snow and sub zero temperatures.

As always, YMMV

Wednesday, September 5, 2012

Debt Collectors


Collection telephone calls, and the handling thereof, is explained by Law Dog.

http://thelawdogfiles.blogspot.com/2012/09/this-isnt-my-first-rodeo.html 

The man is one of the best blog writers you will every read if you enjoy dry humor.

Telephone bill collectors operate from carefully crafted scripts written and in front of them. You say “A”, they go to their response “D”, etc.

Back in 1984, President Teflon decided to fix certain economic problems by having the US Government stop paying their bills for 6-9 months. Put me into personal bankruptcy. I had neglected to include some minor debt that got passed around and ended up with a persistent telephone troll.  One day he was giving me grief and I was able to change the course of the conversation thusly.

Me, “Hey, put down your scripts and just listen to me for a moment”. After a few back and forth’s, he agreed. Me, “I’m fat, forty, unemployed, bankrupt, getting divorced, and impotent. Just what do you  think you are going to do to me”?  There was a long silence, then a “click”, and no more phone calls.

Won’t ever forget the bankruptcy hearing. Should you have called a meeting, there was a quorum of the Associated Sub Contractors in that room that day.

I’ve been on the other side too. Be in sales, be in management, in smaller companies,  and it is part of the job. Operate your own business and it becomes business life or death. Seldom an easy answer or easy solution.


Friday, May 11, 2012

A Nation of Candy Asses




This is happening in my neck of the Great Plains. Bet you can find examples nationwide.

Developers created Prairie Center, a mega shopping complex totally dependent on wheeled traffic. Two miles away from any houses. Get themselves set up as a private government entity able to levy sales taxes at 2.25% to pay for their improvements. This money goes to the developers, not any government entity. Of course, city, county and state sales taxes are also collected. Comes to just over 10%.

Fast forward a few years. The development is nearing bankruptcy. The combination of economic downturn, location, high prices from high rents, and competition from other overbuilt commercial developments are some of the causes. What else? Their books aren’t open to the public, so we don’t know. Cynical minds suspect corruption, inflated salaries, etc. Usual suspects.

Their next move is to get their less than ten year old development declared an “urban blighted area” and apply to the cities for aid. In short, taxpayers, “bail us out.” Damned if they didn’t succeed.

http://www.ftluptonpress.com/content/prairie-center-be-considered-part-urban-renewal-area
http://www.thebrightonblade.com/content/council-approves-prairie-center-urban-renewal-area

Yes, we are a nation of candy asses. Used to be the last asset a failed business had was a law suit. Now it is seeking a public bailout. Why not? Worked for Chrysler and General Motors.

We need to let these enterprises fail. Overreach, step on your pee pee? Oh well. Short term social turmoil for long term social stability.

But WSF, consider the pain. Well cupcake, been there, done that, picked up the pieces and moved on. I’ve seen the inside of a bankruptcy court. Didn’t kill me.