Wreck Recoveries (other than politics and wolves)

Something that interests me

Wrecker operations, and especially off road recoveries, interest me. There are several YouTube channels I watch. This recovery is impressive.

MORE

The (P)regressive Way

Denver International Airport (DIA) is a Denver Democrat operative’s  cash cow. Everyone forced to use it pays the price. A question. Is this common around other major hubs?

MORE

De-instituion

Seattle area, circa 1970’s had two women who fundamentally changed the way handicapped children and the mentally ill were treated.

 One, Katie Dolan founded and ran what became the Northwest Center in Seattle, a place for handicapped to receive services. Her obituary is here.

MORE

The other, Francis Hadden Morgan, focused on the mentally ill and the way the state dealt with them. Her obituary is here.

MORE

Some personal background to explain my interest.

 My first born, Sean, is autistic. We were living in the Salt Lake City area and there was nothing available for him. My wife was put into contact with Katie Dolan and soon we moved to Seattle. There were programs for Sean and he thrived, as much as was possible given his limitations.

 My wife, under Katie Dolan’s wing, became deeply involved with the needs of the handicapped. The initial draft of what became the Education for All Act was written on our dining room table.

 Along the way my wife, with my involvement, founded the Seattle Chapter of the National Autistic Society. This lead to many years of involvement in local politics including me being a Precinct Committeeman.

 Enough background.

 The ladies mentioned wanted, and fought hard for, a better life for the handicapped and mentally ill. Their vision was for community based housing and services instead of large impersonal state institutions. Worthy, even noble, with one fatal flaw; money. The institutions started closing before the community base was established. The community model never grew large enough to meet the need. Allocations resulted in bloated bureaucracies that used most of the funds for their operations with only a trickle going to the community model.

 This was Washington, but you can find the same pattern all across the country. That resulted in our current ‘unhoused’ situation.

 I recognize the above is simplistic. That is by design. You need a starting point when dealing with a huge and complicated problem.

My suggestion? Bring back the institutions and focus on making them work.

 For Colorado Readers

 Colorado accountability project is a daily read for me. Cory Gaines gets down in the weeds and shows how the state and NGOs spend taxpayers money in dribs and drabs that add up. The money is often siphoned from places like school and road allocations.

MORE

 In other news, the (P)regressives have found ways to circumvent PDJT’s administration policies.

MORE

I see busy work for lawyers.

But wait, there is more.

 Geothermal

Another green scheme for politicians to fund activities that can’t stand on their own financial merits.

MORE

Wyoming Innovation – Mineral Separation

A near shelf ready process to separate minerals, including rare earths, and recover low grade uranium from contaminated sites.

MORE

Buying vs Leasing

People ask me about this. The pro vs con, the pitfalls, etc. In general, don’t lease a vehicle for fewer miles than you anticipate driving. There are other factors to consider. The one thing people seldom overlook, and pointing this out to customers put many dollars in my pocket, is liability.

With any vehicle you purchase, cash or finance, you have full liability. You are an accident, your insurance company is obligated to ‘defend’ you and pay to the policy limits. They are not obligated to defend you they way you want to be defended. (Read the second paragraph of your Allstate policy). You have $100,000 coverage and your insurance company settles for $150,000. Guess who is on the hook for the $50,000?

 When you lease a vehicle, the lease company owns the vehicle and the liability. Your insurance company deals with them and any third parties.

 Yeah, WSF, okay, so what. If you are well off, you will get sued, because you have assets. Outside of dread diseases, a vehicle accident is possibly the greatest threat to your financial life. A whole section of the legal profession focuses on personal injury lawsuits.

 As an attorney working on a contingency, who would you prefer to go after; Mr and Mrs Comfortable Citizen, or Ford Motor Credit Corp, GMAC, Capitol One, etc., who own the vehicle and liability?

 Should you prefer to purchase, spend a few dollars with a competent attorney exploring LLCs, trusts, etc. Some may provide you with a legal shield.

MAGA breaking environazi rice bowls?

The Trump’s administration effort to rescind a 2009 EPA declaration on green house gases, etc., leading to ‘climate change’ threatens the whole climate change grievance industry. How dare they?

MORE

 As always, YMMV