OLD AGE AND TREACHERY WILL OVERCOME YOUTH AND SKILL.
And on the eighth day God said, "Okay, Murphy, you're in charge!" ~Author Unknown
Here in Florida we have no option, glass coverage is required in your insurance coverage. It's a crock!!
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Sofflaws like me cause laws/regulations like that. Sort of like "gun control".
Ouch, yeah most states it's included in the insurance costs...
I run with just liability, medical, and uninsured motorist. Option in CO. You only need to carry liability. Estimates are around 30% of the drivers don't have insurance, and around 10% don't have a legal license.